Scam report against | Phenomxone | $900+

[sinoleo]

Username: Phenomxone

 

Profile Link: https://www.nulled.to/user/4287228-

 

Short Description Of Product/Service: Renting service or holding service

 

Thread of sales: (If any, Ex: http://nulled.to/top...O-SALES-THREAD)

 

Screenshots of conversation (ibb.co / imgur.com) : (Screenshots of whole conversation, please remove any personal information or private messages, or send that to @Lucas   instead)

Amount scammed: $900+

Proof of payment (IMPORTANT, PLEASE POST): https://ibb.co/jGx1wNk

 

Additional Information: When i started I had told him that ONLY MY BANK WILL BE ADDED AND NOT HIS. But all of a sudden he changes his mind and removed my bank and added his. WHICH I DO NOT AGREE WITH. THIS WAS NOT MY TERMS. Also, i told him to give me admin perms since there is a verification on the stripe for the bank acc after a failed payouts. THIS GUY, WITH THE AUDOCITY ASKS ME FOR MY BANK LOGIN, CAN U BELIVE THIS GUY? I told him give me admin perms so i can get it done this guy flips out and acts crazy. One day I was busy and I paid him a little late and he completely freaked out and called me like 10 times. This guy is mentally ill. I want my money, I WON'T ACCEPT HIM ADDING HIS BANK BCS I NEVER AGREED TO THAT. HE MUST LINK MY BANK SO I GET THE PAYOUT IN MY BANK NOT HIS. Also, I told this guy not to do anything without asking me. This guy, for some reason doesn't understand English or reasoning. The last payout failed. Then, we retried the payout to the same bank. It failed again. So, it will fail again if we use the same bank account right? That's common sense. I gave him another bank acc to add. But this guy just retried the payout without asking me. How can this guy be so dumb. As long as i know, on stripe, once a payout is initiated it doesn't matter if u change the bank later, it will try to payout on the old one and then the new one. So, I got mad coz he is just wasting my time. He removed view only perms too from me. I won't agree to anything else. Since he broke my contract.

https://ibb.co/FBKdRPT
https://ibb.co/C117PdK
https://ibb.co/mTyZkSZ
https://ibb.co/4RfNpNK
https://ibb.co/bs00YYw
 

Crypto Address to receive refund on: I will give later

[sinoleo]

https://ibb.co/tzM179k
@Lucas

[Phenomxone]

ok,lets clarify how we get to this point.

i've started working with these guy 2 week ago, we decided that i let him use one of my stripe for getting payments and he pays me 25% of total balance for holding service.

so i started working with him and the day of first payout he disappear, and i receive a chargeback. obviously disappearing and chargeback let me think that he is using mine service for bad purposes,once i receive chargeback, i spam him a bit on telegram, that's true. but it was for the chargeback and not for my split. i was worried about chargeback and wanna know more details and the only one that can give me  is him, and he didnt reply for an entire day.

Once he connected he started to call me "dog" "Retar" ecc ecc. and start to offend me in a way that i didnt deserve.

proof of this: https://imgur.com/a/vlO5nR6

even if i was really upset for the way he treated me, when i didnt know him so i have all the reason for doubting about him, i decided to skip these red flags and continue working with him cause i wants obviously my parts of money.

successfully we got other payouts and he paid my parts.

so seems all good until now,right? let's get to the fun part.

basically he started accumulating transaction on my stripe,when i received an email from stripe that they are conduncting a financial review and they need to "link" the bank, so they can see financial healt of business owner. i said to him , dont need to worry we resolve this and we get the payout, so i asked her bank login to link the bank account. keep in mind that LINK is different to CONNECt, with linking you have to login on bank from stripe, so that stripe can see balance and all transaction and see if you are in a good healt to kept using stripe.when i asked her login banks he said to me he cant give me, and i said ok, i obviously understand that, so i asked him to connect to stripe and lets him connecting the bank. so i dont need login and he can log into banks from stripe,i started to asking me admin access to stripe(keep in mind that he until now has "developer" access), i said i didnt give to anyone admin of my stripe.he was upset of this.

proof of this: https://imgur.com/a/k2ZHzu6

keep in mind that for the entire time of cooperation he acted strangely, for example he dont want to resolve dispute cause "it can trigger stripe", how fuck resolving a dispute can trigger stripe? he said to me to ignore that dispute. this is a bit suspicious.

basically today we expected a payout that stripe didnt send cause they probably need verification.

after all these shit happens,when we are trying to resolve this and cashing the money, he started to insulting me without any reason,started again to call me dumb mf and dog,so since i believe i dont need this treatment i decided to remove him from stripe, and i said to him i will cashout, and i will send your parts and you disappear of my fucking life. I DIDNt  SCAMMED ANYONE.

 

money is still on stripe that needs to be cashed out.

proof:   https://imgur.com/a/8wFMGaC

 

this child said i scammed him $900+, i didnt  scam anyone and we have to rectify this amount.

First of all, he ownes me 25 percent of  1,154 usd as you can see in this screen: https://imgur.com/WXRxsaS

stripe has to payout 918.35 usd (it was more but they deducted the chargeback transaction obviously, around 200 usd)

when he noticed chargeback ,he obviously deducted that transaction from my split. here's proof: https://imgur.com/a/r3hKZHP

then he accumulated 1200 usd of transaction but stripe sent 918, since they deducted chargebacked transaction.

i still need to payed 25% of 1154. since him already deducted my split from that transaction.

 

so basically i need to send him: 918.35 - 288.5 (my fee)= 629.85 usd.

i said to him i will cashout and i send her parts here's proof: https://imgur.com/WRcpEQC

many member here know me, im not the guy that scam,

i just dont want to work with him anymore since him continuning disrespecting me.

that's it

Edited by Phenomxone, 04 April 2024 - 03:22 PM.

[Lucas]

ok,lets clarify how we get to this point.

i've started working with these guy 2 week ago, we decided that i let him use one of my stripe for getting payments and he pays me 25% of total balance for holding service.

so i started working with him and the day of first payout he disappear, and i receive a chargeback. obviously disappearing and chargeback let me think that he is using mine service for bad purposes,once i receive chargeback, i spam him a bit on telegram, that's true. but it was for the chargeback and not for my split. i was worried about chargeback and wanna know more details and the only one that can give me  is him, and he didnt reply for an entire day.

Once he connected he started to call me "dog" "Retar" ecc ecc. and start to offend me in a way that i didnt deserve.

proof of this: https://imgur.com/a/vlO5nR6

even if i was really upset for the way he treated me, when i didnt know him so i have all the reason for doubting about him, i decided to skip these red flags and continue working with him cause i wants obviously my parts of money.

successfully we got other payouts and he paid my parts.

so seems all good until now,right? let's get to the fun part.

basically he started accumulating transaction on my stripe,when i received an email from stripe that they are conduncting a financial review and they need to "link" the bank, so they can see financial healt of business owner. i said to him , dont need to worry we resolve this and we get the payout, so i asked her bank login to link the bank account. keep in mind that LINK is different to CONNECt, with linking you have to login on bank from stripe, so that stripe can see balance and all transaction and see if you are in a good healt to kept using stripe.when i asked her login banks he said to me he cant give me, and i said ok, i obviously understand that, so i asked him to connect to stripe and lets him connecting the bank. so i dont need login and he can log into banks from stripe,i started to asking me admin access to stripe(keep in mind that he until now has "developer" access), i said i didnt give to anyone admin of my stripe.he was upset of this.

proof of this: https://imgur.com/a/k2ZHzu6

keep in mind that for the entire time of cooperation he acted strangely, for example he dont want to resolve dispute cause "it can trigger stripe", how fuck resolving a dispute can trigger stripe? he said to me to ignore that dispute. this is a bit suspicious.

basically today we expected a payout that stripe didnt send cause they probably need verification.

after all these shit happens,when we are trying to resolve this and cashing the money, he started to insulting me without any reason,started again to call me dumb mf and dog,so since i believe i dont need this treatment i decided to remove him from stripe, and i said to him i will cashout, and i will send your parts and you disappear of my fucking life. I DIDNt  SCAMMED ANYONE.

 

money is still on stripe that needs to be cashed out.

proof:   https://imgur.com/a/8wFMGaC

 

this child said i scammed him $900+, i didnt  scam anyone and we have to rectify this amount.

First of all, he ownes me 25 percent of  1,154 usd as you can see in this screen: https://imgur.com/WXRxsaS

stripe has to payout 918.35 usd (it was more but they deducted the chargeback transaction obviously, around 200 usd)

when he noticed chargeback ,he obviously deducted that transaction from my split. here's proof: https://imgur.com/a/r3hKZHP

then he accumulated 1200 usd of transaction but stripe sent 918, since they deducted chargebacked transaction.

i still need to payed 25% of 1154. since him already deducted my split from that transaction.

 

so basically i need to send him: 918.35 - 288.5 (my fee)= 629.85 usd.

i said to him i will cashout and i send her parts here's proof: https://imgur.com/WRcpEQC

many member here know me, im not the guy that scam,

i just dont want to work with him anymore since him continuning disrespecting me.

that's it

You have to pay out the amount you receive minus your fee. Once that is done, this report will be closed. 

[sinoleo]

You have to pay out the amount you receive minus your fee. Once that is done, this report will be closed. 

this child said i scammed him $900+, i didnt  scam anyone and we have to rectify this amount.

First of all, he ownes me 25 percent of  1,154 usd as you can see in this screen: https://imgur.com/WXRxsaS

stripe has to payout 918.35 usd (it was more but they deducted the chargeback transaction obviously, around 200 usd)

when he noticed chargeback ,he obviously deducted that transaction from my split. here's proof: https://imgur.com/a/r3hKZHP

then he accumulated 1200 usd of transaction but stripe sent 918, since they deducted chargebacked transaction.

i still need to payed 25% of 1154. since him already deducted my split from that transaction.

so basically i need to send him: 918.35 - 288.5 (my fee)= 629.85 usd.

This part is a lie. After a withdrawal fails stripe automatically cut the disputed amount off from the 1,154 and it became 918. what the fuck is he on about. Stripe already took out the disputed amount from the payouts. I don't owe him shit. He is a liar.

basically he started accumulating transaction on my stripe,when i received an email from stripe that they are conduncting a financial review and they need to "link" the bank, so they can see financial healt of business owner. i said to him , dont need to worry we resolve this and we get the payout, so i asked her bank login to link the bank account. keep in mind that LINK is different to CONNECt, with linking you have to login on bank from stripe, so that stripe can see balance and all transaction and see if you are in a good healt to kept using stripe.when i asked her login banks he said to me he cant give me, and i said ok, i obviously understand that, so i asked him to connect to stripe and lets him connecting the bank. so i dont need login and he can log into banks from stripe,i started to asking me admin access to stripe(keep in mind that he until now has "developer" access), i said i didnt give to anyone admin of my stripe.he was upset of this.

proof of this: https://imgur.com/a/k2ZHzu6

keep in mind that for the entire time of cooperation he acted strangely, for example he dont want to resolve dispute cause "it can trigger stripe", how fuck resolving a dispute can trigger stripe? he said to me to ignore that dispute. this is a bit suspicious.

basically today we expected a payout that stripe didnt send cause they probably need verification.

after all these shit happens,when we are trying to resolve this and cashing the money, he started to insulting me without any reason,started again to call me dumb mf and dog,so since i believe i dont need this treatment i decided to remove him from stripe, and i said to him i will cashout, and i will send your parts and you disappear of my fucking life. I DIDNt  SCAMMED ANYONE.

This part contains a lot of lies. Partly true but a lot of missdirections. I wasn't mad bcs this guy didn't give me admin. I was mad bcs this idiot initiated the payout to the same bank which the payout had failed before. Even though I gave him a new bank account to retry. He would just retry the payout on the same bank. If I had admin I could have easily linked the bank and all of this would be resolved but He is paranoid and crazy. I will share whole chat with Lucas. I don't agree to him paying me shit. If the payout doesn't go into my bank then that is a breach of our contract. I never agreed to what is happening right now and I will take action.

[Lucas]

@Phenomxone maybe you misunderstood my message. your fee is based on the amount you cash out. if you have 918$ in total after chargeback, you deduct your fee from that amount and pay out. Obviously, from the charged back amount, you don't take your fee because you are not paying it out as it was returned to sender.

 

 

 

If you had received this payment before and it was already withdrawn and then it got charged back, it got deducted from your current balance.

 

if you had 1154 and got a chargeback, then you are covering the chargeback from the new funds. 

 

your fee is always going to be based on the paid out amount, if you pay him out 918, you get 25% of 918. 

If there is a chargeback of a previous transaction today, it gets deducted from the 918 you have available. Meaning you covered the chargeback from a previous transaction, with the funds from now. This means your fee was covered for that payment at the time of payout. 

Once you pay out a transaction, your fee is covered. End of the story. If you pay out 918 now, your fee of 25% covers the entirety of what you must charge.

 

If you charge him 25% of 1154 then you would be getting paid 25% of that chargedback amount TWICE. Once, when the payout was originally made, and another now when you virtually decide to count it towards your fee when the amount is not there because it was deducted from your balance. I hope you understand this because it's a simple situation but it looks like you are confused. 

[Lucas]

ok,lets clarify how we get to this point.

i've started working with these guy 2 week ago, we decided that i let him use one of my stripe for getting payments and he pays me 25% of total balance for holding service.

so i started working with him and the day of first payout he disappear, and i receive a chargeback. obviously disappearing and chargeback let me think that he is using mine service for bad purposes,once i receive chargeback, i spam him a bit on telegram, that's true. but it was for the chargeback and not for my split. i was worried about chargeback and wanna know more details and the only one that can give me  is him, and he didnt reply for an entire day.

Once he connected he started to call me "dog" "Retar" ecc ecc. and start to offend me in a way that i didnt deserve.

proof of this: https://imgur.com/a/vlO5nR6

even if i was really upset for the way he treated me, when i didnt know him so i have all the reason for doubting about him, i decided to skip these red flags and continue working with him cause i wants obviously my parts of money.

successfully we got other payouts and he paid my parts.

so seems all good until now,right? let's get to the fun part.

basically he started accumulating transaction on my stripe,when i received an email from stripe that they are conduncting a financial review and they need to "link" the bank, so they can see financial healt of business owner. i said to him , dont need to worry we resolve this and we get the payout, so i asked her bank login to link the bank account. keep in mind that LINK is different to CONNECt, with linking you have to login on bank from stripe, so that stripe can see balance and all transaction and see if you are in a good healt to kept using stripe.when i asked her login banks he said to me he cant give me, and i said ok, i obviously understand that, so i asked him to connect to stripe and lets him connecting the bank. so i dont need login and he can log into banks from stripe,i started to asking me admin access to stripe(keep in mind that he until now has "developer" access), i said i didnt give to anyone admin of my stripe.he was upset of this.

proof of this: https://imgur.com/a/k2ZHzu6

keep in mind that for the entire time of cooperation he acted strangely, for example he dont want to resolve dispute cause "it can trigger stripe", how fuck resolving a dispute can trigger stripe? he said to me to ignore that dispute. this is a bit suspicious.

basically today we expected a payout that stripe didnt send cause they probably need verification.

after all these shit happens,when we are trying to resolve this and cashing the money, he started to insulting me without any reason,started again to call me dumb mf and dog,so since i believe i dont need this treatment i decided to remove him from stripe, and i said to him i will cashout, and i will send your parts and you disappear of my fucking life. I DIDNt  SCAMMED ANYONE.

 

money is still on stripe that needs to be cashed out.

proof:   https://imgur.com/a/8wFMGaC

 

this child said i scammed him $900+, i didnt  scam anyone and we have to rectify this amount.

First of all, he ownes me 25 percent of  1,154 usd as you can see in this screen: https://imgur.com/WXRxsaS

stripe has to payout 918.35 usd (it was more but they deducted the chargeback transaction obviously, around 200 usd)

when he noticed chargeback ,he obviously deducted that transaction from my split. here's proof: https://imgur.com/a/r3hKZHP

then he accumulated 1200 usd of transaction but stripe sent 918, since they deducted chargebacked transaction.

i still need to payed 25% of 1154. since him already deducted my split from that transaction.

 

so basically i need to send him: 918.35 - 288.5 (my fee)= 629.85 usd.

i said to him i will cashout and i send her parts here's proof: https://imgur.com/WRcpEQC

many member here know me, im not the guy that scam,

i just dont want to work with him anymore since him continuning disrespecting me.

that's it

 

He is also demanding that you add his bank to the stripe as agreed initially. If you refuse, you will be banned and this report will be closed. Do not delay this any further. 

[Phenomxone]

@Lucas you guys are right about the fee. Mine is 25% of 918. What confusing me is the fact that stripe tried to withdraw her bank account but he moved from the balance first so they can't debt. About the fact of banking I've never refuse to let her use her bank, and there isn't any contract about it. but I'm sure that if I send the entire amounts he doesn't pay my part.so I proposed to him a payout only of her split and for the rest I will cash by myself.

Edited by Phenomxone, 05 April 2024 - 05:32 PM.

[Lucas]

@Lucas you guys are right about the fee. Mine is 25% of 918. What confusing me is the fact that stripe tried to withdraw her bank account but he moved from the balance first so they can't debt. About the fact of banking I've never refuse to let her use her bank, and there isn't any contract about it. but I'm sure that if I send the entire amounts he doesn't pay my part.so I proposed to him a payout only of her split and for the rest I will cash by myself.

You can request a partial payout to yourself for your fee, and to him for his payment. 

 

[Lucas]

@Lucas you guys are right about the fee. Mine is 25% of 918. What confusing me is the fact that stripe tried to withdraw her bank account but he moved from the balance first so they can't debt. About the fact of banking I've never refuse to let her use her bank, and there isn't any contract about it. but I'm sure that if I send the entire amounts he doesn't pay my part.so I proposed to him a payout only of her split and for the rest I will cash by myself.

News ?