It doesn't matter if you are born into wealth or you work for it as it's subjective , for you wealth may be 10million $ for the guy that was born with 10$ million wealth will most probably be 100$ or even 1 billion, You will both have targets that will give you the same amount of feelings( this also depending on other things)
Your feelings will always adapt to your current situation, so it doesn't matter.
This is pretty spot on